How to Receive Crypto Payments in Nigeria (No P2P)
Exchanging crypto in Nigeria is already a headache. And according to a recent study, 55% of Millennials and Gen Zs prefer to get paid in Crypto.
Most people in Nigeria who earn in crypto, whether as freelancers, online sellers, or business owners, know the struggle:
- Finding trustworthy P2P buyers.
- Dealing with price haggling.
- Risking scams.
- Waiting hours (sometimes days) for settlement.
Now, imagine receiving crypto and instantly getting naira in your bank account, without ever chatting with a P2P buyer. That’s exactly what Spenda offers.
What is Spenda?
Spenda is a cryptocurrency payment platform that automatically converts your cryptocurrency payments to naira.
You can then withdraw the money directly to your Nigerian bank account or make bill payments.
No need to log into an exchange. No P2P transactions. No delays.
How Spenda Works in Nigeria
Sign up on Spenda’s mobile app.
Get your crypto address (e.g., for USDT or Solana).
Share it with your client or customer.
They send crypto. Spenda instantly converts it to Naira.
Withdraw Naira into your bank account within minutes.
Why Nigerians Will Love Spenda
💳 Direct to Bank: Naira goes straight to your account.
⚡ Instant Settlement: No waiting hours for P2P release.
🔒 Safe and Reliable: No chance of P2P fraud.
💰 Good Rates: Fair exchange rates without hidden fees.
🌍 Perfect for Freelancers: Get paid by clients abroad with zero stress.
My Experience Using Spenda
I tested Spenda with a 0.027 BNB payment. My Spenda account was credited with the naira equivalent within a minute. No extra steps, no middlemen.
I was also able to add a Naira payout account to receive my funds with zero stress.
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| Spenda mobile app screenshot by the author |
How to Sign Up (With My Referral Code)
If you want to try Spenda, sign up using my referral code: 11704DHZ.
Use the link below to get the mobile app download link from the Spenda website.
Final Thoughts
Crypto payments in Nigeria no longer have to mean P2P headaches. With Spenda, you can receive payments fast, safely, and directly in Naira.
Disclaimer: This article is not sponsored by Spenda. All opinions shared are based on my personal experience. Please do your research and review Spenda’s Privacy Policy and Terms of Service before using the service.